Property fees in Andorra

Additional costs when buying and selling property

Property fees in Andorra

Real estate transaction costs in Andorra are moderate. A buyer typically pays 4.5 to 5% of the selling price in transaction costs. The seller pays a bit more: usually spending between 7.5 and 12.5% of the selling price.

Costs paid by buyer

Notary fees

Notary fees in Andorra are always paid by the buyer. They typically range between €600 and €1300, plus 0.1% of the property selling price.

Property acquisition tax

This tax is split into two:

  1. Impost de Transmissions Patrimonials: 2.5 % of the selling price goes to the Andorran government.
  2. Fixed tax: 1.5% of the selling price goes to the local Comú (local council).

When you own the property, you will also need to pay an annual property ownership tax and, if you decide to rent out the property, rental tax.

Property ownership tax

This is levied on each individual property at an average of €100 a year.

Rental tax

If you rent out your property as a non-resident, you will have to pay income tax at 10%.

Costs paid by seller

Agency fees

Estate agent fees are paid by the seller and typically range from 5 to 10% of the property selling price.

Certificate of Habitability

The seller needs to get a Certificat d’habitabilitat (Certificate of Habitability) to confirm the property meets all legal requirements to be lived in. This costs 0.07% of the property selling price.

Capital gains tax

When you sell a property, you are subject to capital gains tax on the profit you earn. Your profit refers to the amount you sell the property for compared to the value of the property. The amount of capital gains tax you are charged depends on how long you have owned the property:

Owned for 1 year - 15% of profit 

Owned for 2 years - 13% of profit 

Owned for 3 years - 10% of profit 

After the first three years, the rate goes down 1% per year until it reaches 0%. Regardless of the years of ownership, if the property is your main residence and you buy another property in Andorra within 6 months, you do not need to pay capital gains tax.

Remember: all fees and taxes must be paid through an Andorran bank.

Further reading

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